This depends 100 percent on the insurance there are agreements between the insurance companies and PT.  We have to enforce their rules and regulations.  If there is a deductible, copay, or coinsurance, we will let you know the details as we are able to get in touch with the insurance company.  This is designed to be within the first two days after your evaluation.  If you have questions directly for your insurance company, typically the phone number is on the back of the insurance card and can answer it more specifically prior to your first visit.  If your treatment depends on on knowing, please call us before your first visit and we can run the insurance with all the plan knowledge.  Cash options are available if needed, please inquire about these if that’s a route you’d be interested in.